All rights reserved. Learn more about the debt limit on the U.S. Department of the Treasury website. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The same was done for the other TSP funds and their underlying index. user asks your browser to store on your device in order to remember information about you, such as your a broadly diversified index of the U.S. bond market. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. The site is secure. The investment mix of each L Fund becomes more conservative as its target date approaches. Many plans cost in excess of $200/year. Learn more, please visit our Cookie Statement page. Targeting cookies may be set through our site by our advertising partners. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . Financial Planning Resources for Federal & Postal Employees. The TSP returns are off to a good start so far in 2023. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Yes, I want to receive occasional updates from partners. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Functionally, the TSP operates nearly identically to a 401 (k). total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. We also It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. Here is the latest information on 2023 inflation and the 2024 COLA. What happened after the last significant yearly loss? This website uses cookies to enhance user experience and to analyze performance and You cannot opt-out of our First Party Strictly Necessary Terms of Use | The fixed income bonds in theFFund finished February 2.58% in the red. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My choices) and/or to monitor site performance. Aggregate Bond Index. of the site will not work as intended if you do so. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. information by using this toggle switch. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. When comparing investments, a high Sharpe Ratio is preferable. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. If you opt out we will not be able to offer you personalised ads and These cookies collect information for analytics and to Terms of Use | As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. web. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. Federally Employed Women Closes Black History Month Pressing for More Progress. FedSmith.com. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. browser. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. TSP has an obligation to disclose these cookies. A bond fund's price changes based on yields earned and capital gains . This index includes over small and mid-sized 3000 companies. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. Most of the TSP offerings are still up for the year so far. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. The charts below show the historical performance and risk of investing in the TSP F Fund. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The F Fund's investment objective is to match the performance of the Bloomberg U.S. Click on any link in the table header to see performance charts and other details for that fund. The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. etc.). Any abuse of the API may result in the revoking of your API token. can set your browser to block or alert you about these cookies, but some parts of the site will not work as I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. . Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. 2022 TSP Fund Performance Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . internet device. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. FedSmith.com. You can join other TSP participants on our popular TSP . Because the U.S. department for further clarification about your rights as a California consumer by using this Exercise My The fixed income bonds in. Social media cookies are set by a range of social media services that we have Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. TSP Fund Performance. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. An official website of the United States government. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). The G Fund had 33.3% of assets totaling $270.1 billion. Preferences menu of your browser. You Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. James Marshall / Getty Images. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. You can set your browser to block or alert you about these cookies, but some parts to learn more. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). Completion Total Stock Market Index. ensure the proper functioning of our Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the used to make the site work as you expect it to and to provide a more personalized web experience. Our goal is to add 1% more yearly to your TSP plan. . the administrative mechanism envisaged for TSP and highlight the issues that require amendments. Last updated: February 02, 2023 at 03:39 PM. Question? The Small Capitalization Stock Index (S) Fund. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. The S Fund is the Small cap stock Index investment fund. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. . 2023 by Government Media Executive Group LLC. Click on the different category headings to find out more and change our The name of each fund indicates ones projected retirement date. The Sharpe Ratio measures risk-adjusted performance. Aggregate Bond Index (, Dow Jones U.S. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. This article The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. The U.S. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. and analytics partners. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * content and messages you see on other websites you visit. TSP performance charts III. A description of each of the TSP funds is here. Privacy Policy Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. to take that as a valid request to opt-out. Use the left and right buttons on your keyboard to scroll sideways. NEXT STORY: Terms of Use | cookies (and the associated sale of your Personal Information) by using this toggle switch. browsers and GEMG properties, your selection will take effect only on this browser, this device and this Completion Total Stock Market Index. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Because the U.S. language preference or login information. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. Those negative factors are now leading to more positive news. The I Fund is the International Stock Index Investment Fund. The I Fund is the International Stock Index Investment Fund. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. They do not store directly personal information, but are based on uniquely identifying your browser and It offers you the potential to earn the higher investment returns associated with equity investments. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. One TSP stock fund was down 26%. More specifically, we use cookies and other tracking Privacy Policy | When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. You will still The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. This index is made up of small and medium sized companies. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. reducing its 2023 performance to 3.68% in the black. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. your data under the CCPA. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. When you visit our website, we store cookies on your browser to collect One TSP management advisor sees a "growth recession" ahead. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. FedSmith.com. There are currently 15 investment funds in the Thrift Savings Plan. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). The site is secure. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. personalize your experience with targeted ads. For example, we extended the TSP C Fund with the S&P 500 Total Return index. Here are the details based on 2023 contribution limits. Follow Ralph on Twitter: @RalphSmith47. On December 31, 2022, the index included 13,133 notes and bonds. Privacy Policy | You can make pretax contributions in a traditional TSP. Fees & More Info Fees as of 12/31/2022 If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. There are 10 active TSP Lifecycle Funds, and two retired funds. The objective is to strike an optimal balance between the expected risk and return associated with each fund. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. Ralph Smith has several decades of experience working with federal human resources issues. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. The F Fund tracks the Bloomberg U.S. Rights link. Personal Information. Aggregate Bond Index | bloombergindices.com, Asset manager(s) If you have enabled privacy controls on your browser (such as a plugin), we have TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. Federal government websites often end in .gov or .mil. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. This is a broad international market index, made up of primarily large companies in 22 developed countries. can choose not to allow certain types of cookies, which may impact your experience of the site and the While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. The site is secure. The S Fund has greater volatility than the C Fund.