PayActiv, Inc. | Complaints | Better Business Bureau Profile J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. This person deserves a raise! In the Business to Business Service category. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Carefully review your finances and the loan cost to make sure it fits your budget. I will never use this card again and I will tell everyone I know to never get one. Consider another cash advance option if your employer isnt enrolled. I promise he is the best & only agent i will deal with! Devin picked up my case n made Mr a promise it woukd be resolved in a day. These offers do not represent all deposit accounts available. Payactiv Reviews - 2023 - Slashdot Immediate access to wages earned today3. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. research/editorial team. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. Know what's possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. Its an app that people can use just like a regular wallet to store their card details and information. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. I always have a problem and no one can fix it. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. Finder.com LLC. :), I have been calling trying to chat an leaving emails no response every pay period you all put the hours in right before you can't access funds 5 days before time goes in we can't access funds that's when you all add the hours to give us access but we can't get any money no response to not even chats I called an got hung up on this is day 3 sad. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. He was helpful well mannered and really focused on getting my new card to me as quickly as possible. Have a blessed day. Hi Regina,Thank you for taking the time to write a review about your experience. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. We're looking into your account. Get what youve already earned, right now, to pay bills or buy what you need. Hmm, It sounds like youre looking for Customer Support instead of our Sales team. Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+. Have a blessed day. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. Get offers from potential lenders in minutes by filling out just one online form. Run! I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Learn how we maintain accuracy on our site. Get the money you worked for today, to spend on what matters to you. It goes against our guidelines to offer incentives for reviews. eToro Review 2023: Is It the Right Trading Platform for You? Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. One of our representatives will be reaching out to you shortly to assist you. Hi Lasheka,We sincerely apologize for your negative experience. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. I had been sick with the flu and was in desperate need of cash for meds. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. The PayActiv debit card carries Visas Zero Liability fraud protection, which may protect you in the event of fraud and unauthorized use of your card. No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future, In 2012 we innovated the way to get paid when you work, not two weeks later. Shout-out to Davis for always assisting correctly, answering in timely manner & not giving any run arounds or lies! :). PayActiv is a robust financial app, with features that includes automated savings if your PayActiv Visa card is linked to a bank account low balance alerts and capabilities to send money to friends and family who also have PayActiv cards for free. Fixed my problem, no hesitation! Your employer automatically deducts the advance from your next paycheck, so theres technically no repayment term. Have a blessed day. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Just send an email to support@payactiv.com. No credit check, consistent income in the past 2 months from the same employer. Payactiv: Enrollment is free. Learn how its rewards program works and see if the card is right for you. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). A team member will be in touch ASAP. We hope to find a solution that makes you smile. Consider a provider that doesnt require you to work for a partner company instead. One of our representatives will be reaching out to you shortly. We're working on your case. 1 Standard rates for data and messaging may apply from your wireless provider. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Payactiv costs nothing to the employer. Credit Karma is committed to ensuring digital accessibility for people with disabilities. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. Up to 2 days early deposit of your paycheck2. I am not trying to make a purchase just get my money back from a previous purchase that they can see on their system. 2023 Payactiv, Inc. All Rights Reserved. Alan Davis was very awesome. :). We always try our best to do our job well, and your kind words make it all worthwhile. $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+. Or if I brought up my case number, they would stop replying and end the chat/call. Explained my issue & he definitely assisted what agent Jane E messed up on. Its also one of the few cash advance apps Ive reviewed that offers cash advances. View Payactiv SDS-IT revenue, competitors and contact information. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Hi Doroyane,We're glad that our representative could help you resolve your issue. Head to our FAQ page for answers to common questions regarding Payactiv services. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Payactiv is a great place to work. Its available to part-time and full-time salaried workers, as well as hourly workers. :), I cannot say enough about Devon and Grace. To resolve your issue, we need your account details. Talk with a financial professional if you're not sure. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. Have a blessed day. payactiv.com Review - Scam Detector by PayActiv "Good safety net" 5.0 (2) Taylor C. Sales representative . Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Horrible business and customer service. Hi Eric,Thanks for letting us know about your concern. Have a blessed day. It's pretty simple, actually. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. We use dedicated people and clever technology to safeguard our platform. Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. Private company. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). Find out how we combat fake reviews. Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. I called three to four times the last two days and Im so glad I got Natalie this time. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. I appreciate her help please give her a raise . You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. Their customer representative dont know anything. Have a blessed day. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs This is maddening. Hi Shelly,Thank you for taking the time to write a review about your experience. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. Have a blessed day. We never take money from vendors during our research phase and rely heavily on practitioners and experts to help us recommend the right software. Head over to our Support Form and someone from our team will assist you. Like I said, I do want to thank him again for this. Traditional real estate investments are limited to people with significant financial resources. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. If there's anything you need in the future or any feedback you have for us, please don't hesitate to email us at support@payactiv.com. Payactiv Reviews 2023: Details, Pricing, & Features | G2 President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. they were quick at responding and helping me find a solution! Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. These offers do not represent all available deposit, investment, loan or credit products. If your employer offers EWA, all fees to access your earned wages are less than $3. Optional, only if you want us to follow up with you. If your employer partners with Payactiv, youre automatically eligible to use this service. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. PayActiv Pricing, Alternatives & More 2023 - Capterra With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. PayActiv, Inc. | Better Business Bureau Profile You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. Payactiv how to apply for an online loan, review of the loan company In 2020, Payactiv released a short film titled, "We Heard You." When comparing offers or services, verify relevant information with the institution or provider's site. :). * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Verification can help ensure real people write reviews about real companies. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Thank you again! Beware Dont Use. Receive and send funds to other members. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. If I have any future issues, I know I will be taken care of. A team member will be in touch ASAP. Hi Leah,Thank you for your feedback. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. As such, it permits employees to access up to 50% of their paycheck prior to payday. 2023 GOBankingRates. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. Join today.