Richard S. Kovacevich "Dicko" Age 70 of Minooka, passed away peacefully Monday, July 5, 2021 at his home. A unique and lasting tribute for a loved one. Executives joked that if a town had two exits, Norwest would buy the local bank. Samuel Kovacevich Obituary It is with great sadness that we announce the death of Samuel Kovacevich of South Bend, Indiana, who passed away on September 28, 2022, at the age of 67, leaving to mourn family and friends. Family and friends can send flowers and condolences in memory of the loved one. For reprint and licensing requests for this article, Banking on sisterhood: A Black sorority launches a credit union. Samuel was born in South Bend, IN to the late Christopher Kovacevich and Marjorie (Kaminski) Gray.. Kovacevich realized the only way he could keep growing the company would be to expand beyond banking services, into investment and insurance services as well. Find the obituary of Connie E. Kovacevich (2018) from Minooka, IL. It helped that Kovacevich had a genuine way with people. Richard is survived by his siblings: Danny Kovacevich and Neda Nissen; nieces and nephews: Robert Kovacevich, Nicole Cachia, Kristian (the late Grant) Avery and Mike Kovacevich; cousins: Veta Goodnight, Sam Kovacevich, Paul Kovacevich, Karen Kovacevich and Greg Kovacevich, as well as many many dear friends, including the Kozol brothers. During multi-day conferences for employees who were identified as top performers, Kovacevich put on lighthearted performances that helped endear him to the rank and file. The scandal's central figure has been Stumpf, a mild-mannered Minnesota native who had few good answers during two contentious congressional hearings and later resigned. "That is not saying I agree with everything being done. He sent mixed messages about what should be the top priorities of consumer-facing employees. "He cared about all of his employees," this former executive said. Prepare a personalized obituary for someone you loved.. April 4, 1956 - A visitation for Victoria will be held Saturday, March 11, 2023 from 11:00 AM to 5:00 PM at Kinkela Makita, age 51, of Toronto, Ontario passed away on Saturday, February 19, 2022. Before the fake account scandal surfaced, and even since then, Wells executives have often spoken admiringly about the company's "vision and values. Still. On the other hand, if the CEO had to choose only one goal for Wells Fargo, he said it would be double-digit revenue growth. Receive obituaries from the city or cities of your choice. The Dignity Memorial brand name is used to identify a network of licensed funeral, cremation and cemetery providers that include affiliates of Service Corporation International, 1929 Allen Parkway, Houston, Texas. ", This philosophy helps to explain some of the company's internal terminology. But his argument also had a quantifiable aspect in the company's vaunted cross-selling ratio. Once the firms were integrated, "It became clear that Wells Fargo's cross-sell ratio was actually higher than Norwest's, if you counted products the same way," he said. "I have no recollection," Kovacevich said in a videotaped deposition presented in Ramsey County District Court in St. Paul on behalf of four nonprofit organizations. Wells West had been focused on cost-cutting, driven largely by automation. Kovacevich expanded Citibank aggressively into other areas such as mortgages. Send this article to anyone, no subscription is necessary to view it, Anyone can read, no subscription required, See In September 2009 Wells Fargo announced Kovacevich would step down as chairman and a director at the end of 2009 and retire from the company in early 2010 after 23 years with Norwest and Wells Fargo. Dicko also had an affinity for German Shepherds and owned and trained them throughout his life. "The bad news is it's hard to do," Stumpf wrote, referring to cross-selling. Toronto,ON Obituaries. It is with great sadness that we announce the death of Constance E. Kovacevich (Minooka, Illinois), born in Morris, Illinois, who passed away on July 18, 2018, at the age of 63, leaving to mourn family and friends. With heavy hearts, we announce the death of Richard Kovacevich of South Bend, Indiana, who passed away on November 6, 2022 at the age of 66. [citation needed]. In reality, Citibank only had 6% market share of deposits (the vast majority of money being in Savings and Loans, Credit Unions, and other institutions). [5] As of October, 2020, it was reported that he still had an office and personal assistant at Wells Fargo. .css-16c7pto-SnippetSignInLink{-webkit-text-decoration:underline;text-decoration:underline;cursor:pointer;}Sign In, Copyright 2023 Dow Jones & Company, Inc. All Rights Reserved, 50% off + free delivery on any order with DoorDash promo code, Wayfair promo code: 10% off any single purchase, 60% off running shoes and apparel at Nike without a promo code, Score up to 50% off Nintendo Switch video games with GameStop coupon code. We didn't even originate this stuff, let alone buy it.". November 6, 2022 He was raised and educated in Joliet and graduated from Joliet West High School with the class of 1968. Ciresi produced two Wells Fargo e-mails in which executives stated that Kovacevich and current chairman and CEO John Stumpf "are fully aware of the situation and supportive of the position we've taken" not to redeem subsequent client investments at their original value. Next: The torch is passed to John Stumpf and Carrie Tolstedt, and they push Wells Fargo's cross-selling strategy beyond the limits of effectiveness. A unique and lasting tribute for a loved one. Would you like to offer Richard Kovacevichs loved ones a condolence message? "The good news is that this is hard to do.". One former Norwest executive recalled talking to bank employees in numerous states after joining the company during the 1990s. ", Kovacevich declined to respond to various comments made by some of his former colleagues. I'd call it one sale," the former executive said. Leave a sympathy message to the family on the memorial page of Richard Kovacevich to pay them a last tribute. Inside of banks, different business lines were often run in separate siloes. You can still show your support by sending flowers directly to the family, or plant a tree in memory of Richard "Dicko" Kovacevich. Education: Stanford University, B.S. Much loved Full obituary to be posted once it becomes available. Write your message of sympathy today. Richard Kovacevich, the former head of Wells Fargo, said people should start going back to work in April even as COVID-19 deaths pile keep increasing. Age 70 of Minooka, passed away peacefully Monday, July 5, 2021 at his home. "Cross-selling is the epitome of a corporate-centered, self-centered approach to doing the business, not a client-centered approach," former Merrill Lynch President Herb Allison told American Banker prior to his death in 2013. Mega Millions numbers for Friday, Mar. At Citicorp he was made head of regional retail banking. Kovacevich, who earned his MBA degree at Stanford while Hazen received his from the University of California at Berkeley, said that basing the bank in San Francisco and adopting the Wells Fargo. Although Norwest was effectively the survivor, the merged company retained the better-known Wells Fargo name and moved to Wells Fargo's headquarters in San Francisco. Obituary. After the Norwest merger, Wells Fargo hired the Gallup Organization to conduct random surveys of customers when they transacted in branches, according to Jay Freeman, a former Wells executive. In the early 2000s, the firm consistently lagged other banks in scores from the American Customer Satisfaction Index, which is based on thousands of consumer surveys. LaPorte County department regains legal status, all new firefighters. Everyone was smiling. Samuel Kovacevich, 67, of South Bend passed away on Wednesday, September 28, 2022. Leave a sympathy message to the family on the memorial page of Richard Kovacevich to pay them a last tribute. A Wells Fargo spokesman declined to comment on the specific products that the company used to include in the cross-sell ratio, but said that the metric has consistently been focused on products that generate revenue or have the potential to do so. Let the family know you are thinking of them. July 5, 2021 Households that banked at Wells Fargo now had an average of 5.7 products with the company, up from 5.47 a year earlier. Contents 1 Early life and education 2 Career 2.1 Citicorp 2.2 Norwest 2.3 Legacy 2.4 Wells Fargo 2.5 Other positions 2.5.1 Hudson Executive Capital 2.5.2 Theranos 3 Personal life 4 References Please accept Echovita's sincere condolences. Wells Fargo's asset cap has been in place for fi ve years, and there's no end in sight. found in the financial services industry: He relinquished the presidency of Wells Fargo to John Stumpf in August 2005. "The bad news is that this is hard to do," then-CEO Richard Kovacevich said in 2001, responding to an interviewer's question about cross-selling. There is no photo or video of Richard Kovacevich.Be the first to share a memory to pay tribute. Kovacevich was nicknamed "King of the Cross-Sell," and he frequently held forth about the merits of his sales strategy. Verify that the user is not explicitly denied access in the "configuration/system.webServer/authorization" configuration section. [8] He is also vice president of the board of governors of the San Francisco Symphony,[8] vice chairman of the San Francisco Museum of Modern Art, and a member of Governor Arnold Schwarzenegger's California Commission on Jobs and Economic Growth, the National Infrastructure Advisory Committee, and the Financial Services Roundtable. They are seeking damages of $407 million in a case that could have broader implications for other client-investors in securities lending programs in which institutions loan securities to brokers in exchange for cash collateral that then is invested by financial institutions. The number climbed throughout Kovacevich's tenure at Wells Fargo. The activist investor is crying foul, claiming the Dallas-based bank harassed one of his board candidates into withdrawing and rejected the nomination of another. Mr. Kovacevich relented. It is always difficult saying goodbye to someone we love and cherish. He was raised and educated in Joliet and graduated from Joliet West High School with the class of 1968.
Following high school, Dicko attended Southern Illinois University and earned a Bachelor’s degree. Family and friends can send flowersand condolences in memory of the loved one. May 05, 2010 - 6:04 AM, Recently retired Wells Fargo & Co. Chairman Richard Kovacevich told jurors Tuesday that he could not recall being advised about investor problems in the bank's troubled security lending program even though bank executives assured clients that the matter was being addressed "at the highest levels.". And his contention that rising sales volumes showed the company was doing right by its customers would be echoed by the next generation of leadership at Wells Fargo, even as evidence of widespread sales abuses mounted. At Norwest, Kovacevich confronted a similar situation. There are no events scheduled. Rather, there was a fear inside the company that pushy salespeople might chase away good customers. Kovacevich was relentless in his pursuit of additional sales to existing customers. He also had ample charisma and not just in comparison with stereotypically staid bankers. As chairman and chief executive officer of San Francisco's Wells Fargo & Co., Dick Kovacevich runs one of the nation's largest and most profitable financial services companies providing banking,. It didn't go well. These innovations of branch as a retail store (BARS) are the work of John McCoy, CEO of BankOne nna Chase. Learn how and when to remove this template message, National Infrastructure Advisory Committee, National Republican Congressional Committee, American banker directory of U.S. banking executives, "CEO Profile: Wells Fargo's Kovacevich banks on success as a one-stop shop", "Cream of the Crop Gone Sour: America's Troubled CEOs", "Wells Fargo chairman Kovacevich to retire", https://sites.duke.edu/thefinregblog/2020/10/08/the-denials-of-dick-kovacevich-wells-fargos-godfather-of-salesmanship-says-everyone-else-is-to-blame/, "Banking giant Kovacevich gives tips on leadership, how to succeed in business", "Mary Schapiro and Richard Kovacevich to Join Hedge Fund", "Theranos's Fate Rests With a Founder Who Answers Only to Herself", "Theranos director: Treatment of CEO Holmes 'unfair', "Theranos will survive, say ex-Wells Fargo CEO, attorney who are both directors", https://en.wikipedia.org/w/index.php?title=Richard_Kovacevich&oldid=1128555671, American chief executives of financial services companies, Stanford Graduate School of Business alumni, Short description is different from Wikidata, BLP articles lacking sources from April 2014, BLP articles lacking sources from April 2016, All articles with vague or ambiguous time, Articles with unsourced statements from April 2016, Creative Commons Attribution-ShareAlike License 3.0. '", Stumpf himself told Congress this fall: "Of course we've made mistakes. In one speech in September 2007, just as the bank's securities lending program was discovering its investment problem, Kovacevich told an investor conference, according to documents and memos: "We looked at this stuff but it was so toxic. It is with great sadness that we announce the death of Richard Kovacevich of Minooka, Illinois, born in Joliet, Illinois, who passed away on July 5, 2021, at the age of 70, leaving to mourn family and friends. Richard Kovacevich (Dicko) Friends Photos Videos More Friends Photos Videos About Work Works at Kozol Bros. Inc. May 8, 1984 - Present College Studied at Southern Illinois University Carbondale High school Went to Joliet West High School Photos See all photos Others Named Richard Kovacevich See more Others With a Similar Name Ninah Richard The nonprofits are suing Wells Fargo for investment decisions in a special short-term investment program that swapped securities for cash collateral that was invested elsewhere. BB&T announces in February it will acquire. "I admire what they are trying to do," the 64-year-old Mr. Kovacevich said in an interview, declining to discuss the specifics of the meeting. Probing deeper, Kovacevich realized that they meant that Citibank had 30% checking account market share (in other words, 30 percent of all people who lived in the Citibank regions had a checking account with Citibank). "You were not advised?" Stumpf argued that the firm's ability to cross-sell effectively represented a key edge over other banks. Fond memories and expressions of sympathy may be shared at www.jerrettfuneralhome.com for the Smith family. Once you find the obituary you are looking for, you can get important information about upcoming services, share a favorite photo or memory, and send flowers or gifts to the family. "The good news is it's hard to do, because once you build it, it's a competitive advantage that can't be copied.". Obituary Richard S. Kovacevich "Dicko" Age 70 of Minooka, passed away peacefully Monday, July 5, 2021 at his home. [6], Besides Wells Fargo, Kovacevich is a former Board of Directors of Cisco Systems, Inc.,[7] and formerly Target Corporation. But the corporate culture at Wells East, which is what the old Norwest was initially called, immediately came into conflict with that of Wells West. https://www.wsj.com/articles/SB122462661539355995. Following high school, Dicko attended Southern Illinois University and earned a Bachelors degree. This source said that the company used to count a checking account with a debit card, overdraft protection, direct deposit, and an automatic bill payment as five separate sales. (70 years old). For more information about creating a tracing rule for failed requests, click. "Letting an employee know how much in incremental profits he or she generated for the company is the biggest driver of increasing cross-sell," one Wells executive said at the time. Instead, it tracked almost word for word with a quote 10 years earlier by Stumpf's predecessor. "Yet you often hear bankers complain about people who waste their time, ask too many questions and get the carpet dirty.". After all, the banking industry had never been known for its sales prowess. Family and friends must say goodbye to their beloved Helen E. Kovacevich (Sanger, California), who passed away at the age of 95, on January 21, 2023. "Every team member in every branch had a stake in the outcome. The pamphlet was first printed in 1993, when Kovacevich was at Norwest. A native of Tacoma, Washington, he grew up in Enumclaw, Washington, a lumber town about 30 miles southeast of Seattle, where his father (of Croatian origin) worked in the sawmill. Early in his corporate career he was a planning and division general manager with General Mills before joining Citicorp. This page was last edited on 20 December 2022, at 19:29. "Over time, these survey results were given significant weight in the incentive compensation strategy," Freeman said in an email. The lawsuit says the bank didn't follow its usual conservative investment strategy and got involved in asset-backed securities, including subprime mortgage paper, that tumbled in value when the country dipped into a recession in the middle of 2007. "We cannot provide average service and expect to achieve superior financial performance," Kovacevich wrote in the company's 2000 annual report. In 1998 Wells reported 3.2 products per retail banking household. Born October 19, 1950 in Joliet, Richard was a son of Nicholas, Sr. and Rose (Maravich) Kovacevich. On this Wikipedia the language links are at the top of the page across from the article title. But a thorough understanding of what happened at Wells Fargo does require a close look back at his tenure as CEO. [1], In the political realm, he has been a member of Pete Coors for Senate, Romney for President, the National Republican Congressional Committee, and the New Leadership for America Political Action Committee. Theranos corporate governance practices have been criticized. Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. His colleagues regarded him as a “true icon in the beer business”.
In his free time, Dicko loved going to Nascar and drag races at the track, rooting for the Bears during football season, attending Rolling Stones concerts whenever they came to town and was a great golfer. Once the merger was complete, Kovacevich led a company that had $191 billion of assets, 2,860 branches across the West and the Midwest, and more than 90,000 employees. New trustee replaced fire chief and hired all new firefighters. With deep sadness and heavy hearts, we announce the passing of our beloved mother Maria Rosa Teti. He is survived by : his wife Carol Hummel; his son Dana Richard Kovacevich of South Bend; his grandson Bradley Rome Kovacevich; and his brother Christopher Kovacevich (Linda) of Jimtown. The importance of saying "I love you" during COVID-19, Effective ways of dealing with the grieving process, Solutions to show your sympathy safely during the Covid-19 pandemic. To send flowers to the family or plant a tree in memory of Richard "Dicko" Kovacevich please visit our,
Richard S. Kovacevich
“Dicko”
Age 70 of Minooka, passed away peacefully Monday, July 5, 2021 at his home.
Born October 19, 1950 in Joliet, Richard was a son of Nicholas, Sr. and Rose (Maravich) Kovacevich. "[11][12], Kovacevich is married to Mary Jo and is the father of three children. Echovita offers a solidarity program that gives back the funds generated to families. Over time Kovacevich's message we're different from other banks - gained traction on Wall Street. But Kovacevich said in his deposition that he was unaware that the Wells Fargo security lending program had investments in those areas. News Corp is a global, diversified media and information services company focused on creating and distributing authoritative and engaging content and other products and services. Later in his career, he entertained bank staffers with his Mick Jagger impersonation. He also heralded the bank's success in boosting its fabled cross-sell ratio, a measure of its sales to existing customers. Over the years, the document took on a totemic quality inside the company. More than 90% of appraisers are white, and researchers have found that bias leads to lower valuations for homeowners of color. For all of Kovacevich's focus on cross-selling, he seems to have been aware of the perils of taking the strategy too far. Would you like to offer Richard Kovacevichs loved ones a condolence message? Interment will follow and Richard will be laid to rest at Woodlawn Memorial Park in Joliet.
In lieu of flowers, memorial contributions may be made as gifts in Richard’s memory to St. George Serbian Orthodox Church.
. But the individual most responsible for shaping the company's sales culture is Kovacevich, who took the helm in 1998 following the merger between Wells and Norwest, where he previously served as CEO. 09:02. Helen E. Kovacevich Obituary. He was raised and educated in Joliet and graduated from Joliet West High School with the class of 1968. He is also survived by friends, including the Kozol brothers. "He was thought of as a leader," said Darryl Demos, an executive vice president at Novantas. When Treasury Secretary Henry Paulson made nine of the nation's top banking executives an offer they couldn't refuse last week, telling them that the federal government wanted to buy stakes in their companies, Wells Fargo & Co. Chairman Richard Kovacevich pounded his fist on the table in frustration, according to people familiar with the situation. "For four or five days you'd take an organization chart and flip it upside down," Leslie Biller, a longtime Kovacevich deputy, told American Banker in 2003. Edit note: none of this was true. The plaintiffs are the Minneapolis Foundation, the Minnesota Medical Foundation, the Robins, Kaplan Miller & Ciresi Foundation for Children and the Minnesota Workers' Compensation Reinsurance Association. "When customers rave about our service, they'll give us more of their business, increasing revenue. But it was actually during his predecessor's tenure that the company first cited the number eight as its goal. https://dev.echovita.com:443/us/obituaries/in/south-bend/richard-kovacevich-15475312, C:\inetpub\wwwroot\dev.echovita.com\us\obituaries\in\south-bend\richard-kovacevich-15475312. Cross-selling was the new buzzword, and Kovacevich was its loudest champion. "A lost customer is lost revenue.". For non-personal use or to order multiple copies, please contact , Star Tribune He will be deeply missed by all who knew him.Richard is survived by his siblings: Danny Kovacevich and Neda Nissen; nieces and nephews: Robert Kovacevich, Nicole Cachia, Kristian (the late Grant) Avery and Mike Kovacevich; cousins: Veta Goodnight, Sam Kovacevich, Paul Kovacevich, Karen Kovacevich and Greg Kovacevich, as well as many many dear friends, including the Kozol brothers.
He is preceded in death by his wife: Connie Kovacevich; parents: Nicholas, Sr. and Rose and brother: Nicholas (Marlene) Kovacevich, Jr.
Family will receive relatives and friends for a visitation on Tuesday, July 13, 2021 from 8:30 a.m. until time of funeral service beginning at 12:30 p.m. at Tezak Funeral Home, 1211 Plainfield Road in Joliet. Distribution and use of this material are governed by To make that idea credible, Wells employees needed to understand what was happening in its customers' lives. The Web server is not configured for anonymous access and a required authorization header was not received. Funeral arrangement under the care ofTezak's Home to Celebrate Life. The year before Kovacevich retired, Wells Fargo published the 2006 edition of "Vision and Values." Create a tracing rule to track failed requests for this HTTP status code. But inside of Wells, the consistent message was that sales and service go hand in hand. [1] At Stanford University he received BS and MS degrees in industrial engineering, followed by an MBA degree from Stanford Business School in 1967.[2][3]. In a letter to Federal Reserve Chair Jerome Powell, Republican members of the Senate Banking Committee urge the central bank to be mindful of tailoring rules in its ongoing "holistic" capital review. They'll stay with us forever.". Find the obituary of Richard "Big Rick" Kovacevich (1956 - 2022) from South Bend, IN. By 2012, no amount of selling could offset a poor customer experience score in the branch incentive plan.". Surviving are his children, Jason Skeels, Shannon Cabanaw and Amy (Parish) Dockery; grandchildren, Sammy Dockery, Gabby (Matt) Faulkner, David (Diana) Cabanaw and Ricky (Catherine) Cabanaw; great grandchildren, Sarah, Heather, Jamenson, Zac and Kaden; and brothers, Richard (Carol) Kovacevich and Christopher (Linda) Kovacevich. [9], Kovacevich joined the board of advisors in 2013 and the board of directors in 2016 of heavily criticized Theranos, a now defunct privately-held health, technology and laboratory services company headquartered in Palo Alto, California that falsely claimed to have developed devices to automate and miniaturize blood tests using microscopic blood volumes. "I admire what they are trying to do," the 64-year-old Mr. Kovacevich said in an interview, declining . He was predeceased by : his parents, Nicholas, Sr. Kovacevich and Rose Kovacevich (Maravich); his wife Connie Kovacevich; and his brother Nicholas Kovacevich, Jr. (Marlene). Only integrated authentication is enabled, and a client browser was used that does not support integrated authentication. Its cover featured a photo of the CEO in a jacket and a red tie, flanked by four younger colleagues. Recommend Richard "Dicko"'s obituary to your friends. Echovita Inc is a registered trademark. During those conversations, the employees asked questions related to the customers' financial needs. In 2007, the San Francisco bank scored 69 in the American Customer Satisfaction Index, compared with an industry-wide score of 78. On one hand, selling products that are not in customers' best long-term interests is contrary to the company's vision and values, the document stated. The Lincoln Township Fire Department had been operating illegally since 2005. He worked for the Kozol family in the beer and liquor business in sales throughout his life. Echovita offers a solidarity program that gives back the funds generated to families. A graveside service for Kinkela will be held Friday, March 10, 2023 at 1:30 PM at Thornton Cemetery, 1200 Kerry Smith, age 68, of Toronto, Ontario passed away on Friday, February 24, 2023. 2017-2023 Tribute Archive. "When customers vote with their pocket books, we know we're doing something right," Kovacevich wrote, explaining why he saw double-digit revenue growth as the company's most important goal. The trial, now in its third week, contends that Wells Fargo misled clients about the nature of investments contained in the securities lending program. Leave a sympathy message to the family in the guestbook on this memorial page of Helen E . By But he hasn't been shy about expressing misgivings about the rescue plan. Make a life-giving gesture Those subpar results would have come as no surprise to critics of the cross-selling strategy. Make a life-giving gesture Kovacevich became CEO of the combined company and his longtime deputy, Stumpf, would later become his successor. "Shooting for Six! He married Sherry Skeels who preceded him in death. Cherished father of Steven (Charlotte) and Paula Rouleau (Steve). Still. "I can't tell you that it happened 100% of the time, but that was the approach. [4] The higher revenues, relative to stable fixed costs which this method produced allowed Norwest to purchase many other banks, culminating with the 1998 purchase of Wells Fargo. The sales targets he established were ambitious and perhaps unrealistic. our Subscriber Agreement and by copyright law. I was a big bank diversity hire. First, he needed to convince investors that Wells Fargo was better than the rest of the banking industry at cross-selling, so that they would be willing to pay a premium for the company's stock. Obituary Samuel Kovacevich, 67, of South Bend passed away on Wednesday, September 28, 2022. To plant. Kovacevich was told by his team that Citibank had 30% market share but was losing 108 million dollars a year. Richard Marco Kovacevich (born October 30, 1943) is an American business executive and the former CEO of Wells Fargo & Company . But Norwest's culture won out. ALL RIGHTS RESERVED. John Francis "Jack" Kovacevich, 67, of Rathbun, passed away on Wednesday, Dec. 7, 2016 at his home. In April, NationsBank and Bank of America announced they were merging to create the nation's first coast-to-coast bank, ratcheting up the pressure on other regionals to get bigger. Kovacevich is responsible for many trends currently[when?] Thomas Robert Kovacevich of Destrehan, Louisiana passed away peacefully with his family by his side on January 20, 2017 after a long illness, at the age of 85. You can search by first or last name, state and publication date. Linda S. Kovacevich (nee Ihlenfeld), beloved mother, wife and daughter, was called home to eternal life, age 52, on Tuesday, September 6, 2022, at her home in Theresa, with . "You could see the fire burning in his eyes. Leave a sympathy message to the family on the memorial page of Richard Kovacevich to pay them a last tribute. Flagstar Bank launches its next mortgage-tech accelerator while Walmart and Citi partner on a supplier loan program.