Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. The online ad was detailed and packed with gorgeous photos. I applaud and recommend corp-moves to anyone who needs assistance in securing a lease. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Cookie Settings Accept All Every employee as a voluntary benefit. This profile is powered by Birdeye. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. GUARANTEED RENTAL APPROVAL; . YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. We'll be your co-signer. We get you in. for you! . The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. CreditLoan.com has offered online personal loans with same-day approval since 1998. We also ensure all reviews are published without moderation. Reach out anytime. I did everything right and still was not able to secure an apartment through them. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. I didnt think this was really possible. Ten minutes later, we signed the new updates lease.". Visit Business Insider's homepage for more stories. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. shouldn't prevent you from living in a House or Apartment you love. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. Thank you Alanda and Robert you truly are Angels Im Disguise. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. I'm so glad I did! i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. Verification can help ensure real people write reviews about real companies. By clicking "Accept All", you consent to the use of ALL the cookies. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. Yes. shouldnt prevent you from living in a House or Apartment you love. Register your property with OneApp Guarantee. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. We can make it work. Your landlord could even place a lien against you for compensation of the damages.". I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. The fee to co-sign is equal to 1-month's rent. I had submitted several applications for houses and apartments but got denied by everyone. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . Can I still qualify for an Insurent Lease Guaranty? Get started now. What else to say?Nothing makes us happier! I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! I was unsure about them at first, but took the risk. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. I actually save lives for living. The property tooks only 3 hours total to send my approval!!!! I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. duh should have done this weeks back instead of trying to figure this all out myself!!! Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! Corporations. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. In addition, the card reports to all three credit bureaus. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. Companies can ask for reviews via automatic invitations. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. It goes against our guidelines to offer incentives for reviews. Lori is awesome! You also have the option to opt-out of these cookies. This company wasted my time and money. Are you liquid for the lease but have no income? Yes. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. ALL RIGHTS RESERVED I had great experience with them and they are a highly reliable company that can get you qualifications. Like any other business our goal is to make money but not at the expense of hurting or lying to people. Hahaha I asked ONE question!!! We screen based on our own set of compassionate criteria, and we stand behind every person we approve. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. Insist on seeing the property in person. We are not one of those companies. More Approvals If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Per our website it states the minimum income for our program is $4,500 a month household income. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. We've made it simple for property managers to approve more renters. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. We followed up with places he suppose to contact and he didnt. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. Award winning company since 2018. Our Home Approval Program makes it easy. If you don't meet the income or background requirements, don't expect a call. Can I use the Insurent Lease Guaranty for any apartment? What markets are covered by the Insurent Lease Guaranty Program? Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. Submit a copy of bank/ brokerage statement and ID. good luck finding another cosigner/guarantor - note: we never changed you a penny. Can the Insurent Program help me if I have terrible credit? When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. I felt good about it. The property may require other fees and deposits. In the event that you fall into that category, please email us at, Yes. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. This company gave me a quality way to live for 7 years. | Privacy Policy Guranteed Apartment Approvals | Houston TX Home Approval. Pre-screening is totally free! The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. We also qualify international students with Responsible Parties. Please fill in the form below and we will respond to your message. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. We plan to expand the program to other major U.S. markets in the near future. Very professional and friendly people. You probably won't ever get it back," Coon said. How can I benefit from the Insurent Lease Guaranty program? But even that may not be enough. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. Can I qualify for the Insurent Lease Guaranty? Opt-In Form- Get Free Email Updates! Lets work together to get those negative items remove from you credit file. We get you Approved.Fast Affordable Reliable. Or they should be able to explain why it is taking longer. Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. At that point I wasted 4 months and $1400. This place and *********************** took money from my family after losing our home following covid. Joule La Floresta. When they say 100% Guranteed they mean it. I am very happy with my new place! One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. We help people get their new homes since 2014 non-stop. Please look at these as proof. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . Use a cashier's check (which is easier to trace) or a credit card when possible. Total income including guaranteed bonuses are included in annual income. (Credit Privacy Number) is a private number that can help you re-establish credit. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . No matter your credit scores, we can help. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Now I live in a gorgeous apartment. The approval We've rounded up the most common scams and ways to avoid them. I've had no problems or issues the entire time I used their services. They also almost always communicated through email and text message. Where Renters Are Approved And Landlords Never Lose. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area The community amenities include a sparkling pool, community barbecue . Unfortunately not. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. They didnt charge any fees to review my application. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Its fast, easy, and most importantly secure. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. I just reported them to BBB (Better Business Bureau). I was able to choose my own rental property while this company credit qualified on my behalf. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Approvals are based on income and real-world financial indicators. We'll contact your three apartments or single family rental choices listed on your Application for approval. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. I always got a prompt response from them when I texted. | DCMA | But opting out of some of these cookies may affect your browsing experience. Fill out the lease guaranty application online and send us your paperwork. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. I would like a refund for the $620 admin fee. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. They did not get approved. Anchoryourassets eventually kept all my money and even the deposit I had placed. A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. (*this data captured by a data analytics tool) We also help with building credit with our step by step process. 2ND CHANCE APARTMENTS "These charges could deplete your entire security deposit. 250 E Acacia St. Maplewood Apartment Homes. Second, if you have any trouble contacting them, I found text is best. Gary Group Realty LLC Broker #9009741 All 50 states. YES, i was approved! Contact us to find out more and don't forget to ask about our fast-tracked program. Thankfully, the same precautions can help navigate you through most common apartment scams safely. No negative impact to your tax status. All applicants and others considering to use the service must qualify with the same rules. No. If you've experienced. How long does it take to process the application for the Insurent Lease Guaranty? Their friendly After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. 2023 Trustpilot, Inc. All rights reserved. I applied 48hours ago and haven't been contacted. Just trying to see if it allows me to post a reply.hmm.. Helping people get approved in all 50 states. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. Rebate Offer | My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Get credit for your on-time rent payments! If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies.